Closing Out 2025 With Big Wins, Bold Moves & Your Money Glow-Up ✨


The Prosperity Plan is here!

So excited to share the Prosperity Planning budgeting app. Not everyone loves spreadsheets and these days it's hard to update them manually. You can connect your accounts and track your spending as you spend. Need help with a debt payoff plan, use the calculator to see your Snowball payoff plan. Click here to get started today.

Big News, Big Energy

Hey bestie… this one’s huge.

Somehow (and by God’s grace), a past client referred me into a commercial real estate transaction and the broker officially added me to their team.

Which means the next 45 days look like:

  • Meetings with attorneys
  • Calls with potential buyers
  • A lot of Zoom (and coffee ☕)

When this closes… it’s going to be a major game-changer for me and this little passion project we’re building together.

And speaking of wins…

One of my clients just shared that she has paid off $30,000 in debt since February 😭💃

Cue the happy tears. Cue the dancing. Cue the proof that this work changes lives.

📸 Behind the Scenes

  • I’ve been working on something special…I’m creating a Financial Roadmap Checklist — a step-by-step guide clients can use after coaching to stay focused, confident, and consistent.
  • Want a sneak peek before it’s released? Reply to this email and I’ll send it to you.
  • Interested in learning more about The Psychology of Money, grab my favorite book here

Life Lately Looks Like...

  • We snuck away to Oceanside for New Year’s — and instead of our usual goal meeting, we did things a little differently this year:
    • Committed to Dry January (no alcohol this month 🙌)
    • Checked our 401k balances
    • Updated our net worth tracker
    • And continued praying for the perfect short-term rental.
  • Our heart behind the rental? To share it with families walking through tragedy and gift them a week of rest, peace, and love.
    Our mission is simple: be good servants and help where we can.

Budget Tip of the Month

Your goals don’t live in your head — they live on paper.

If you’re serious about hitting your money goals this year:

  • Write them down ✍️
  • Be specific
  • Set a timeline
  • And automate your transfers

Example:
Want to save $1,000?
Decide by when — then schedule the transfers so your future self doesn’t have to rely on willpower.

Besties Fave Recipe

This month I’m loving: Honey Mustard Chicken 🍗

👉 Grab the recipe here:

The Prosperity Plan

If you’re tired of restarting your budget every month, The Prosperity Plan gives you a simple, realistic system to finally stay consistent.

With this one tool, you can:

  • Build a budget around your real lifestyle
  • Track income, expenses, savings & debt in one place
  • Stay accountable with monthly check-ins
  • Make confident decisions without money stress

It’s the easiest way to get organized, stay on track, and feel in control again. Try it for FREE here

💖 Wrapping It Up

That’s a wrap for 2025 and I cannot wait to see what we build in 2026 together.

If you’ve been thinking about working with me, I’d love to gift you a free 20-minute Zoom clarity call.
👉 Click here to apply and let’s get it scheduled.

Reply and share your wins — I love celebrating with you.
Know a woman who needs some money magic? Forward this her way.

You’re doing better than you think.
And I’m so glad you’re here 🤍

Your Money Coach,

Erika

Founder of Prosperity Planning

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