I made a bold money move and here’s why it matters


The Prosperity Plan is here!

So excited to share the Prosperity Planning budgeting app. Not everyone loves spreadsheets and these days it's hard to update them manually. You can connect your accounts and track your spending as you spend. Need help with a debt payoff plan, use the calculator to see your Snowball payoff plan. Click here to get started today.


Can you believe January is already behind us? Let’s do a quick check-in, a little celebration, and a powerful money reset as we head into February.


✨ Big Prosperity Energy: I made a power move.
I hired a business coach.

This has been on my vision board for a while. I interviewed a few…but something felt off.

What I wanted was:

  • Someone local
  • A fellow mompreneur
  • And someone already living the goals I’m working toward

And wow—just one week in:

  • I’m showing up with more confidence
  • I’ve updated my coaching program
  • I’m working on some exciting collaborations 👀

Investing in yourself can feel scary but it’s often the exact thing that unlocks your next level.

Which brings me to this 👇


💰 The Prosperity Planning Wealth Framework
This is the foundation of how I help women feel calm, confident, and in control of their money.

Inside the framework, we focus on:

  • Clarity around your cash flow & goals
  • Paying off debt strategically (not painfully)
  • Building wealth with intention now and long term
  • Creating a money plan that supports the life you actually want

✨ If you’re ready to stop winging it and start leading your money, I’m currently inviting women to apply for 1:1 coaching.
This is for you if you’re ready for structure, strategy, and support without shame or overwhelm.


🎙️ Behind the Scenes (BTS): stepping into new rooms
I filmed my first in-studio podcast episode 🎉 with Holly McDonald, a realtor based in Costa Mesa.

She also hosts a free women’s networking community, and I’ll be attending her next event:

📅 February 9 at LUV Nutrition in Huntington Beach
9:30 AM

If you want to come with me, just reply “networking” and I’ll buy your coffee. Check out their Instagram here


💛 Life Lately: small habits, big wins
My husband and I officially completed our first Dry January and honestly? We feel amazing.

  • Clearer minds
  • Better sleep
  • More patience (a BIG win in our house 😅)

If you’re still working on New Year’s goals, here’s your reminder, it takes 21 days to build a habit.

February is here. You didn’t miss your chance you’re right on time.


📊 Budget Tip of the Month: meet your retirement number
Do you know your retirement number?

I’m talking about the actual amount you’d need to:

  • Live comfortably
  • Stop worrying about money
  • Work because you want to not because you have to

If that number feels fuzzy, this calculator will help you see how your investments could grow over time:

👉 Check your retirement number here


🤍 Before you go…
I can’t believe how fast January flew by.

If you’ve been thinking about working together, I’d love to invite you to a free 30-minute Wealth Clarity Zoom no pressure, just real conversation and strategy

👉 Click here to apply and let’s get it scheduled.

And if this newsletter helped you:

  • Hit reply and share a win (big or small I’ll cheer you on 🥳)
  • Forward this to a woman who could use a little money magic
  • If you know of a Women's Community or podcast, please connect me

You don’t have to do money alone. I’m so glad you’re here 💕

Your Money Coach,

Erika

Founder of Prosperity Planning

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